COMERCIAL LOANS

A commercial loan is a debt-based financing agreement between a company and a financial institution. It’s usually utilized to cover big capital expenditures and/or operational costs that the company wouldn’t be able to cover otherwise. Small firms are frequently denied direct access to bond and equity markets due to high upfront fees and regulatory barriers. Smaller enterprises, like individuals, must rely on alternative lending products such as lines of credit, unsecured loans, and term loans.

  • A commercial loan is a loan between a financial institution and a company that is used to cover operating and capital expenses.
  • Collateral, such as property or equipment, is required for many commercial loans.
  • Financial statements are typically required to demonstrate a company’s ability to repay.
  • Even though most commercial loans are short-term, they can be “rolled,” or renewed, to extend the loan’s duration.

Multi-Family Loans

Investors utilize multifamily loans to fund multifamily projects with two to four units or commercial-residential assets with five units or more.

Investment Loans

An investment loan is, at its most basic level, any loan used to fund the purchase of an investment property.

Highly likely to recommend

“When we first met with Aldo, to discuss the sale of our home, he provided local comps regarding current real estate market sales. He gave us a provisional breakdown of what we would be able to sell our home for. It was right on the money.”

Sandra and Fernando

Sold a Mobile / Manufactured home in 2015 in Bakersfield, CA.

I would highly recommend Aldo for purchasing a home.

“Prior to meeting Aldo, my credit was in bad shape. He gave me the advice to fix my credit that would ultimately help me get funded for a loan as well as find the perfect home for my children and myself..”

Arik

Bought a Single Family home in 2015 in Porterville, CA.

Great service!

“He did a good job getting me approved for my house! Definitely recommend him!!”

-Luis Solis

Highly likely to recommend

“I have worked with Mr. Gutierrez on several occasions, he is very professional and knowledgeable in his field. I would recommend him to any and all of my friends and family, its nice working with you Aldo. Will be doing more business with you in the future.”

-Luis Sand

Bought a Single Family home in 2013 in Porterville, CA.

Aldo is great!!!

“Let him know what you need and he will work day and night to get you what you need!!! Great guy.”

-Eddie Alvarado

I would highly recommend him

“Overall professional and has knowledgeable experience in what he does. Aldo and his team were very friendly and helpful to me and my family; when we were in the process of buying a home. I would highly recommend him to anyone that is seeking to buy.”

Melissa Perez Reyes

Bought a Single Family home in 2015 in Porterville, CA.

Since 2001 we have helped people with their home and commercial loan needs.

We have the best wholesaler in the country.

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