Two smiling mortgage professionals collaborating at an office desk with dual monitors at Direct Capital Lending, highlighting expert teamwork and personalized home loan services under the "About Us" banner.

Your Local Mortgage Loan Broker in Tulare, CA

Direct Capital Lending is a full-service mortgage loan broker that specializes in buying loans, home equity lines of credit, refinancing, and innovative financing. Proudly recognized as the #1 Mortgage broker banker in the Valley.

Direct Capital Lending has been in operation since 2006, intending to provide exceptional mortgage options to California residents, and we have been helping people with their homes and commercial loan needs. Servicing throughout the Tulare and Kings Counties, we are the market leader with a strong reputation for honesty, integrity, and consistency. We have solid partnerships with more than fifty lenders, allowing us to provide you with the lowest rates and the best service possible. Our lenders go above and beyond to help you acquire the best loan.

Our lenders go above and beyond to help you acquire the best loan. Direct Capital Lending offers a wide range of services to suit any need. We’ve assisted both first-time home buyers and investors in finding the right financing arrangement.

Exterior storefront of the Direct Capital Lending office in Porterville, California, featuring prominent building signage for a premier home loan and mortgage broker.

Top Mortgage Loan Brokers in Tulare, CA

We are a proud part of the National Association of Mortgage Loan Brokers and the Association of Independent Mortgage Experts, operating as an Equal Housing Lender. As a dedicated mortgage loan broker, we provide a wide range of loan services, including Home Loans, Commercial Loans, FHA Loans, Veteran Loans, Construction Completion Loans, Hard Money Loans, Investment Loans, Jumbo Loans, Multi-Family Loans, Land Loans, and Construction Loans.

Direct Capital Lending: You mortgage loan broker

Since 2006 we have helped people with their home and commercial loan needs. We have the best wholesaler in the country.

To bring you the most up-to-date information, we use the most advanced financial technologies. Our financial products range from the basic to the remarkable. Both residential and commercial real estate transactions are something we’ve done before. We are aware of the requirements of today’s investor.

Aldo Gutierrez, President and Owner of Direct Capital Lending, smiling at his office desk while holding mortgage loan documents, representing experienced and trusted home financing services.

mortgage loan broker

About Aldo Gutierrez

a+ rating, bbb accredited business badge

I was born in Inglewood, California, in 1976. My family moved to Central California when I was 13. I graduated from the University of California, Santa Barbara, and completed a triple major in Psychology, Sociology, and Spanish Literature. My understanding of, and commitment to customer service, were learned through almost 9 years of working in the field of education.

I moved back to Los Angeles in 2004 and joined a successful mortgage company as a production manager. While the experience was invaluable, the uncertainty was intolerable. In 2006, I ended my career as a production manager and joined forces with a good friend in Pasadena, California and started our first mortgage company.

My 17 years of experience in real estate finance continue to provide an invaluable resource for my clients. Now, I live and work in Porterville, California, as a dedicated mortgage loan broker. When I can, I enjoy playing softball, soccer, and weight training. In addition to my role as a Real Estate Finance Specialist, I am a public speaker, presenting on such topics as Credit Scoring, Real Estate, Real Estate Finance, and Small Business Sales and Marketing.

Se Habla Español — Su mejor prestamista de casa.

mortgage loan broker

Reputation Matters

    
 
 
       Posted on Google  
   
   Jose Guido 
 
 
 
 Trustindex verifies that the original source of the review is Google. El mejor lugar para comprar o refinanciar tu casa es una compañía muy profesional comprometida con sus clientes en cumplir sus metas de tener una casa dando siempre el asesoramiento y apoyo profesional ético y de calidad Más aparte su personal siempre profesional y efectivo dispuesto a ayudar y con un gran líder Aldo Gutierrez una persona muy profesional de gran calidad humana en fin mi confianza y recomendación 100% es para esta compañía la número 1 del valle central y de cualquier lugar
  
 
      Posted on Google  
   
   Lorena Alvarado 
 
 
 
 Trustindex verifies that the original source of the review is Google. Aldo is the best in the game, him and his team made sure i was always set and didn’t have to worry about anything because I was dealing with professionals who knew what they were doing the whole time through !
  
 
      Posted on Google  
   
   Maria Fernanda Arechiga 
 
 
 
 Trustindex verifies that the original source of the review is Google. The team at Direct Capital Lending helped my family buy our first home. They helped us find something in our budget. His team was available to answer any questions and guided us through the home-buying process. They made the home-buying process easy.  We are grateful for the help we received.
  
 
      Posted on Google  
   
   Armando Oseguera 
 
 
 
 Trustindex verifies that the original source of the review is Google. Aldo and his staff were great to work with. He’s very knowledgeable and always makes himself available to answer questions throughout the process. I highly recommend Direct Capital Lending when seeking a home loan.
  
 
      Posted on Google  
   
   Fidel Rodriguez 
 
 
 
 Trustindex verifies that the original source of the review is Google. Direct Capital Lending was exceptional in refinancing my home. Aldo and his team helped me secure a better rate, saving me money while providing outstanding service. Their expertise and dedication made the entire process smooth and stress-free. I highly recommend Aldo and his team!
  
 
      Posted on Google  
   
   Edgar Meza 
 
 
 
 Trustindex verifies that the original source of the review is Google. Working with Aldo and his team at Direct Capital Lending was an outstanding experience from start to finish. Aldo is professional, knowledgeable, and truly committed to helping his clients succeed. He took the time to explain every step of the process and made everything clear and easy to understand. His team was just as impressive—friendly, responsive, and efficient. Together, they made what could have been a stressful process feel smooth and seamless. I highly recommend Aldo and the entire team at Direct Capital Lending !!
  
 
      Posted on Google  
   
   Bernave Castro 
 
 
 
 Trustindex verifies that the original source of the review is Google. Exelente trabajo muy satisfecho gracias
  
 
      Posted on Google  
   
   Billy Etrata 
 
 
 
 Trustindex verifies that the original source of the review is Google. Great service and was very knowledgeable and helpful. Thank again!
  
 
      Posted on Google  
   
   Julio Ramos 
 
 
 
 Trustindex verifies that the original source of the review is Google. If you’re looking for an investor friendly loan officer, Aldo is your guy! He helped me get max value on a cash out refinance to begin my real estate investing career! Aldo and his team made this process so easy. Not only did they help me refinance, but also found me a home insurance for a small fraction of what I was paying before! Aldo and his team are great at what they do and they will go the extra mile just to see you win!
  
 
      Posted on Google  
   
   Ashley Palafox 
 
 
 
 Trustindex verifies that the original source of the review is Google. 100% recommend Direct Capital Lending for any purchases or sales! Purchased our first home through them and Aldo and his team were amazing and super helpful. Made the process super easy!
  
 
  
  
 
 
      Verified by Trustindex  Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more

Highly likely to recommend

“When we first met with Aldo, to discuss the sale of our home, he provided local comps regarding current real estate market sales. He gave us a provisional breakdown of what we would be able to sell our home for. It was right on the money.”

Sandra and Fernando

Sold a Mobile / Manufactured home in 2015 in Bakersfield, CA.

I would highly recommend Aldo for purchasing a home.

“Prior to meeting Aldo, my credit was in bad shape. He gave me the advice to fix my credit that would ultimately help me get funded for a loan as well as find the perfect home for my children and myself..”

Arik

Bought a Single Family home in 2015 in Porterville, CA.

Great service!

“He did a good job getting me approved for my house! Definitely recommend him!!”

-Luis Solis

direct capital lending happy client profile picture

Highly likely to recommend

“I have worked with Mr. Gutierrez on several occasions, he is very professional and knowledgeable in his field. I would recommend him to any and all of my friends and family, its nice working with you Aldo. Will be doing more business with you in the future.”

-Luis Sand

Bought a Single Family home in 2013 in Porterville, CA.

Aldo is great!!!

“Let him know what you need and he will work day and night to get you what you need!!! Great guy.”

-Eddie Alvarado

happy client from direct capital lending

I would highly recommend him

“Overall professional and has knowledgeable experience in what he does. Aldo and his team were very friendly and helpful to me and my family; when we were in the process of buying a home. I would highly recommend him to anyone that is seeking to buy.”

Melissa Perez Reyes

Bought a Single Family home in 2015 in Porterville, CA.

It's like a miracle for me to own my home today!

“I had been turned down for over a year because of my bad credit and a short sale I had in the past, but thanks to Aldo, I’m a homeowner. He was accurate on all information, kept communication, and easy to access with any questions I had, restored my credit score, helped with home insurance, home inspection was very professional and honest with all paperwork.”

LaPeli

Bought a home in 2014 in CA 94274.

mortgage loan broker

Funded billions of dollars throughout the years

We are a part of the National Association of mortgage brokers

We are a part of the National Association of mortgage loan brokers. Association of Independent Mortgage Experts and Equal Housing Lender logo.

Direct Capital Lending is recognized as an industry leader in home loans

Direct Capital Lending is recognized as an industry leader, with a reputation for integrity, honesty, and consistency.

We have strong relationships with over fifty lenders, so we can guarantee you the best rates and service. Our lenders go above and beyond to get you the best loan possible.

El Corredor Hipotecario #1 en el Valle

559 - 920 - 2904

NMLSID: 278744

NMLSCDID: 396625

BREID: 01399575

Contacto

Lunes - Viernes: 8 am - 6 pm
Sábado: 9 am - 2 pm

206 N Main St.
Porterville, CA 93257

Su mejor prestamista de casa.