How Much House Can You Afford?

Find out how much home you qualify for based on your income, existing debts, and down payment. Takes 30 seconds — no personal information required.

Gross monthly income

$1K$50K

Monthly debt payments (car, cards, student loans…)

$0$5K

Down payment

$0$200K

Interest rate

1%15%

You can afford up to

$318,000

estimated home price

Max loan amount $298,000

Est. monthly payment $1,938

Max housing budget $2,238

Your debt-to-income ratio 43%

DTI ratio At limit

Good (<36%) Acceptable (36–43%) High (>43%)

Your current debts leave limited room for a mortgage. Paying down existing debt before applying could significantly increase your buying power.

Get pre-qualified today →

* Based on a 43% debt-to-income ratio, the standard used by most lenders. Does not include property taxes, homeowner's insurance, or HOA fees. Contact us for a personalized pre-qualification.

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