Turning Your Blueprint into Reality
At Direct Capital Lending, we understand that building a custom home or investment property from the ground up requires specialized financing. A standard mortgage simply won’t cover the unique requirements of a build-out. We offer comprehensive Construction Loan options designed to cover the costs of land, materials, and labor, ensuring your project runs smoothly from foundation to finish. Our decades of experience help simplify this complex process.
Seamless One-Time Close Construction Loan
The most popular and efficient option we offer is the One-Time-Close (OTC) Construction Loan. This single loan covers both the construction phase and the final permanent mortgage. This means you avoid the hassle and expense of reapplying, requalifying, and paying a second set of closing costs once the build is complete. We streamline your journey, saving you time and money, so you can focus on building your dream.
Financing Solutions for Every Project
Whether you are a first-time home builder in Tulare County or a seasoned developer working on a multi-family unit, we have the right Construction Loan for you. Our access to over fifty lenders allows us to offer tailored solutions, including interest-only payments during the build phase and draw schedules that align perfectly with your contractor’s timeline. We also provide specialized Construction Completion Loans for projects that are already underway but need funding to finish strong.
Highly likely to recommend
“When we first met with Aldo, to discuss the sale of our home, he provided local comps regarding current real estate market sales. He gave us a provisional breakdown of what we would be able to sell our home for. It was right on the money.”
Sandra and Fernando
Sold a Mobile / Manufactured home in 2015 in Bakersfield, CA.
I would highly recommend Aldo for purchasing a home.
“Prior to meeting Aldo, my credit was in bad shape. He gave me the advice to fix my credit that would ultimately help me get funded for a loan as well as find the perfect home for my children and myself..”
Arik
Bought a Single Family home in 2015 in Porterville, CA.
Great service!
“He did a good job getting me approved for my house! Definitely recommend him!!”
-Luis Solis
Highly likely to recommend
“I have worked with Mr. Gutierrez on several occasions, he is very professional and knowledgeable in his field. I would recommend him to any and all of my friends and family, its nice working with you Aldo. Will be doing more business with you in the future.”
-Luis Sand
Bought a Single Family home in 2013 in Porterville, CA.
Aldo is great!!!
“Let him know what you need and he will work day and night to get you what you need!!! Great guy.”
-Eddie Alvarado
I would highly recommend him
“Overall professional and has knowledgeable experience in what he does. Aldo and his team were very friendly and helpful to me and my family; when we were in the process of buying a home. I would highly recommend him to anyone that is seeking to buy.”
Melissa Perez Reyes
Bought a Single Family home in 2015 in Porterville, CA.
Since 2001 we have helped people with their home and commercial loan needs.
We have the best wholesaler in the country.
NMLSID: 278744
NMLSCDID: 396625
BREID: 01399575
Se Habla Español
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