Your Trusted Partner in Real Estate Finance
Direct Capital Lending is a full-service mortgage broker dedicated to providing exceptional mortgage options, including buying loans, home equity lines of credit, refinancing, and innovative financing.
Since 2001, we have been helping California residents with their home and commercial loan needs. We operate with a strong reputation for honesty, integrity, and consistency, making us a market leader throughout Tulare and Kings Counties. Our commitment to responsible lending and fostering community development remains our core mission.
Unrivaled Access to Lenders and Competitive Rates
As your preferred mortgage lender in Lindsay, we offer a distinct advantage: access to a vast network of funding. We have established solid partnerships with more than fifty lenders, and we work with a total of 51 banks, including some of the largest in the country.
This extensive network ensures that we can provide you with the best pricing and service possible. Our lenders strive to go above and beyond to help you acquire the ideal loan. Furthermore, we offer the best rates in the market.
Comprehensive Loan Solutions for Lindsay Residents
Whether you are seeking financing for a new home near the Lindsay Community Center or planning a commercial investment near Highway 65, we have a financial product for you.
We have experience with both residential and commercial real estate transactions.
Our wide range of loan services includes:
- Home Loans and Commercial Loans
- FHA Loans and VA Loans (Veteran Loans)
- Jumbo Loans and Investment Loans
- Hard Money Loans and Land Loans
- Construction Loans, Construction Completion Loans, and ADU Financing
- Multi-Family Loans
5-Star Rated on Google
Recognitions and Professional Affiliations
Our dedication and success in the industry are well-recognized. We are proud members of several leading professional organizations:
- National Association of Mortgage Brokers
- Association of Independent Mortgage Experts
- California Association of Mortgage Brokers
- Board of Realtors
In addition to our affiliations, we have received notable recognition, including the Trust Award for the City of Porterville and a Certificate of Recognition from the Tulare County Board of Supervisors. Our exceptional service is reflected in our 5-star ratings on Google (with 79 reviews) and Zillow.
Quick Closings and Local Focus in the Central Valley
If you are seeking a mortgage lender in Lindsay that prioritizes efficiency, look no further. We are known for our fast closing times, typically between 16 to 21 days. Our primary service area includes Lindsay and surrounding communities within Tulare, Kings, Kern, and Fresno Counties. We understand this region, which is known as the “Meca of Farming” in the word.
The Expertise of Aldo Gutierrez and Our Team
Our firm is led by Aldo Gutierrez, a co-founder and Real Estate Finance Specialist who brings 17 years of experience in real estate finance. Aldo’s commitment to customer service was learned through almost 9 years of working in education.
Our team, including key people involved from the early days like Ederlen Gutierrez (Manager), is ready to assist you. We are also able to serve our Mexican-American and Spanish-speaking clients, as “Se Habla Español”.
Start Your Financing Journey with Direct Capital Lending
We have evolved over the years, gaining extensive experience and now even developing property and building homes and ADUs for our clients.
Surviving the 2008-2009 Mortgage Recession is one of the biggest challenges we’ve overcome, proving our resilience. Trust Direct Capital Lending to be your steadfast mortgage lender in Lindsay for your next residential or commercial venture.
FAQ’s
What are the working hours for Direct Capital Lending?
Our regular business hours are Monday through Friday from 8 am to 6 pm, and Saturday from 9 am to 2 pm. While appointments are preferred, they are not strictly required.
What factors determine the mortgage rates you can offer?
The mortgage rates we can offer depend on many factors, which we will discuss with you during the application process. However, working with 51 banks and over fifty investors allows us to provide some of the best rates in the market.
Do you offer any services outside of traditional home loans?
Yes, in addition to traditional Home Loans, we specialize in a variety of other services. These include Hard Money Loan Specialist services , ADU Financing and Construction Loans , Construction Completion Loans, and Loan Consolidation Loans.
Is Direct Capital Lending equipped to handle hard money loans?
Yes, we are Hard Money Loan Specialists. We have successfully funded projects such as a construction completion loan and a cash-out refi to build an ADU, both in 21 days.
Trust Direct Capital Lending to be your steadfast mortgage lender in Lindsay, CA
NMLSID: 278744
NMLSCDID: 396625
BREID: 01399575
Se Habla Español
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